"Barrage"
US Subprime Mortgage Crisis Real Estate Bubble Short
Subprime Securities CDO MBS ABS CDS
Rating Moody's Standard & Poor's Fitch Guarantee
3A 2A A 3B 2B B
Fed Freddie Mac Fannie Mae Lehman Brothers Bear Stearns
Securitization Structured Priority Subprime Structured Junk Bonds
FICO Credit Score Interest Rate Goldman Sachs Morgan
Don't expect a movie to make you, especially non-financial people, understand the ins and outs of the subprime mortgage crisis. Otherwise, the brick home called the beast will not be unemployed, and the publishing industry will not go bankrupt. Back then, when I read N books on asset securitization, and talked to my friends in the conference room, I saw them shaking their heads and making them sleepy. This is how boring and boring finance is.
When everyone was worried about their own IQ, the director was very witty and interspersed with humorous knowledge explanations in the movie.
For example, in the explanation of the beauty in the bubble bath, my nose bleeds out. I just want to say why there is no such old wetness in college? I will not skip class!
And I don't care how many shit words appear in this movie at all, and I don't want to be smart and show my IQ to talk about my feelings. What can attract me to watch the whole movie is nothing more than a few protagonists who are attractive, self-willed, high-profile, neurotic, academic, and individual enough to play an irresistible play.
1. Single brush mode
Christian Bale plays a fund manager named Michael Burry in the movie. He's eccentric, rambunctious, loves to wear headphones, swing a drum stick, listen to hard rock work, and is accustomed to indulging in his own world. Despite this, Michael Bray has an excellent brain, and through analyzing the data, he found that the real estate dam had cracks, so he signed a gambling agreement (ie CDS) with the bank to sell short real estate. Since then, he has been under the pressure of investor withdrawals and lawsuits caused by the fund's return from profit to loss. He locked himself in the office like a lonely child, roaring hysterically and beating the drum frantically to release himself.
2. Perverted group
Mark Baum (Mark Baum) is a grumpy fund manager with a strong sense of justice. His team, in the words of the movie, is a group of perverts sitting on Wall Street but dissatisfied with the financial system.
Mark was tricked into a short-selling program by investor Vennett who accidentally made the wrong call, so Mark decided to personally investigate whether the mortgage market was as frothy as Venette said. They started the "research perversion tour" non-stop, going door-to-door, looking for homeowners, looking for tenants, looking for mortgage managers and even strippers. Finally came to a conclusion: the whole United States is a fucking bubble!
However, it backfired, the mortgage loan rate rose all the way, but the subprime mortgage securities rating has not been lowered, and the price is still high. There's a reason for Morgan's high pipeline: If I fucking downgrade, clients will go to Moody's next door. This shows how greedy Wall Street is in the pursuit of money!
3.
Ryan Gosling as Jared Vennett
Ryan Gosling's Venett is my favorite character, an investor who sniffs money out of Bray's CDS deal with the bank. This man immersed in the big dye vat of Wall Street, with a tongue-in-cheek joke, can be described as a sudden (rang) breaking (ren) sky (gan) and international (dong).
He used a bunch of building blocks symbolizing the rating structure of US subprime mortgage securities, and the stalk of a Chinese math prodigy, combined with crazy ventriloquism, completely stunned Mark's perverted team.
4. Little fresh meat + handsome uncle combination
Brad Pitt (Ben Rickert) as Ben Rickert (Ben Rickert) The
camera switches to another branch, which is our handsome Pitt as a trader - Ben Rickert Special, a former Morgan trader, a pessimist who believes that the entire financial system and even the world will collapse. Although he has retired from finance, the seasoned shark cannot resist the temptation of blood when Charlie Geller and Jamie Spree seek his help.
Charlie Geller and Jamie Spree set up a brownfield fund company that took four years to turn a $110,000 principal into a $30 million scale.
Ben, like Mark, is driven by raw money while at the same time bound by a moral code. Charlie Geller and Jamie Spree dance with excitement when Ben successfully helps
Charlie Geller and Jamie Spree sign a deal with the bank, but Ben reminds them that a real economic crisis will leave a lot of people in trouble.
The final result, as said at the beginning of the movie:
Michael Bray's fund got a 489% return, with a net profit of 2.69 billion US dollars; Mark's perverted team netted a net profit of 1 billion US dollars; the master of spoofing won the bonus Just made 47 million US dollars; the combination of Xiao Xianrou + handsome uncle also got 80 million US dollars in return.
Some people are happy, some people are sad, this is the planet we live on.
The doping BGMs that appear in the movie in chronological order~movement time~play time~movement time~play time~
"Blood and Thunder" - by Mastodon
"Monkey Maker" - by Ludacris
"Lithium" - by Polyphonic Spress
"Lagrimas Negras" - by Barbarito Torres
"Master of Puppets" - by Metallica
"Feel Good Inc" - by Gorillaz
"Divided" - by Darkest Hour
"The Phantom of the Opera" - by Andrew Lloyd Webber
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