The main thing is that the company is unwilling to pay employee pensions.
In addition to the social security that we usually pay, we can also see various commercial pension projects in our lives. They all promised to get a considerable fortune when they retire.
On the surface, commercial pensions seem to be very good. Employees will deposit a sum of money at regular intervals. The insurance company will calculate interest based on the deposit and pay the principal and interest in one lump sum upon retirement.
But there is a risk that commercial pensions cannot be paid. As long as you search on the Internet, countries all over the world seem to be worried about making ends meet. Especially in the United States, their problems seem to be serious.
Reasons for the shortfall in pensions in the movie:
1. After all, it is a private company. It is possible that the boss’s life has been corrupted, resulting in a book loss
2. It may also be an investment failure. Pension funds can only invest in some low-risk financial projects. In order to increase income, managers risk entering the stock or futures market.
3. The aging of the company is getting worse, new employees are just rice buckets, and their work is not swift. The decrease in income leads to a decrease in pensions.
4. Fierce competition in the funeral and interment market will also lead to a decline in income.
5. The company promises an annualized return of 6% per year, which is higher than bank deposits. Just like P2P now.
Uncle Ba always pays according to the highest pension payment base. As long as you kill Uncle Ba, you will save even more money.
In fact, this boss is also the rhythm of death. In the long run, the company can get out of the pension dilemma by making the following changes
1. Extend the retirement age of employees
2. Recruit new employees, let everyone marry a wife and have children, arrange a stable job, and have a dependable life.
3. Reduce annual pension benefits
4. Increase investment in pension funds, increase investment in overseas markets, and recruit experts in financial market transactions.
5. The usual cost should be saved
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